I am 18 months into my IVA, i am afraid marking anniversarys when in an IVA becomes somewhat of an obesssion.. It helps i suppose my marking your acheivement so far and to look forward to how much longer you have left. So i still have 3 years and 6 months to go which is really depressing …so i much prefer to look at it the other way!
I have been scanning the forum and everyone is in the same boat, petrol, food, utility bills all going up I am not sure how everyone is coping, I can do really well for ages being really frugal and watching every penny. But then i have a blow out …buy foods which i dont need you know snacks and sweets! or a treat in the clothes store! I suppose thats what keeps me going I would rather eat cereal for a week than always feel completly down trodden. But i can do that as i dont have any dependents (apart from my cats of course) to feed and for the record most of the time my cats eat more fresh meat than me..lol.
Well for all of you in IVAs keep on going I am starting to see a glimmer in the distance.. every now and then it goes out.. but i am sure there is a burning light at the end of the tunnell.